Will insurance cover stump grinding?

It’s always possible that the tree love so much in your front yard will fall. The manner in which it falls will determine whether or not your homeowners insurance will cover it. In Most cases, fallen tree removal is covered on your policy. Stump grinding is a part of the removal process and can likely also be covered under your policy. 

So what fallen trees are covered?
If your tree fell on your home in all cases except earthquakes, floods, rot, or age, it’s likely covered. In some cases, even if the tree falls on your yard or property, it can be covered. In cases of fire, lighting, explosion, riot, aircraft, vehicles not owned by you, vandalism or theft, tree and stump removal is covered even if it did not fall on your house or other structures. 

It’s important to know what your policy covers. Talk to your agent or insurance provider today to see if you can get that ugly stump ground. We’re happy to work with you.